:root{--navy:#092b58;--blue:#078fd0;--blue2:#0877b9;--orange:#ff8b00;--ink:#19324d;--muted:#53667a;--pale:#f2f8fc;--line:#dce7f0;--white:#fff;--shadow:0 16px 40px rgba(9,43,88,.10);--radius:18px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);line-height:1.65;background:#fff}a{color:#056fae;text-underline-offset:3px}a:hover{color:#034c7d}a:focus-visible,button:focus-visible,input:focus-visible,textarea:focus-visible,select:focus-visible{outline:3px solid var(--orange);outline-offset:3px}.skip-link{position:absolute;left:-9999px;top:8px;background:#fff;padding:12px;z-index:9999}.skip-link:focus{left:8px}.container{width:min(1140px,calc(100% - 40px));margin:auto}.topbar{background:var(--navy);color:#fff;font-size:.88rem}.topbar .container{display:flex;justify-content:space-between;gap:16px;padding:8px 0;flex-wrap:wrap}.topbar a{color:#fff}.site-header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:100}.nav-wrap{display:flex;align-items:center;justify-content:space-between;gap:22px;padding:12px 0}.brand img{display:block;width:min(380px,42vw);max-height:95px;object-fit:contain}.nav-links{display:flex;align-items:center;gap:17px;flex-wrap:wrap}.nav-links a{text-decoration:none;font-weight:700;color:var(--navy);font-size:.95rem}.nav-links a:hover,.nav-links a[aria-current=page]{color:var(--blue2)}.nav-toggle{display:none;border:1px solid var(--line);border-radius:9px;background:#fff;padding:10px 12px;color:var(--navy);font-weight:700}.hero{background:radial-gradient(circle at 90% 5%,#dff5ff 0,transparent 34%),linear-gradient(135deg,#f6fbff,#fff 60%,#fff6e9);padding:72px 0 64px}.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:44px;align-items:center}.eyebrow{display:inline-block;color:#075f98;background:#e5f5ff;border-radius:999px;padding:6px 12px;font-size:.82rem;font-weight:800;letter-spacing:.04em;text-transform:uppercase}.hero h1{font-size:clamp(2.35rem,5vw,4.15rem);line-height:1.08;letter-spacing:-.04em;color:var(--navy);margin:18px 0}.hero h1 span{color:var(--blue2)}.hero p{font-size:1.15rem;max-width:680px;color:#38516b}.hero-art{background:linear-gradient(145deg,#0b3670,#087fc0);border-radius:28px;padding:26px;box-shadow:var(--shadow);color:#fff;position:relative;overflow:hidden}.hero-art:after{content:"";position:absolute;width:220px;height:220px;border:28px solid rgba(255,139,0,.75);border-radius:50%;right:-60px;top:-75px}.hero-art img{position:relative;z-index:1;width:100%;height:auto;object-fit:contain;filter:drop-shadow(0 8px 18px #001b3c66)}.hero-art .mini-note{position:relative;z-index:1;margin:10px 0 0;color:#e9f7ff}.button-row{display:flex;gap:12px;flex-wrap:wrap;margin-top:24px}.btn{display:inline-flex;align-items:center;justify-content:center;background:var(--blue2);color:#fff;border:2px solid var(--blue2);border-radius:10px;padding:12px 18px;font-weight:800;text-decoration:none;min-height:46px}.btn:hover{background:#045d96;color:#fff;border-color:#045d96}.btn.secondary{background:#fff;color:var(--navy);border-color:#b8d4e7}.btn.orange{background:var(--orange);border-color:var(--orange);color:#172e48}.section{padding:68px 0}.section.soft{background:var(--pale)}.section.dark{background:var(--navy);color:#fff}.section.dark h2,.section.dark h3{color:#fff}.section-head{max-width:760px;margin:0 auto 34px;text-align:center}.section h2,.page-hero h1{font-size:clamp(1.9rem,3.4vw,2.8rem);line-height:1.16;letter-spacing:-.025em;color:var(--navy);margin:0 0 15px}.section-head p{color:var(--muted);font-size:1.08rem}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:25px;box-shadow:0 6px 20px rgba(9,43,88,.04)}.card h3{margin:10px 0;color:var(--navy);font-size:1.22rem}.card p{color:var(--muted);margin:0 0 14px}.icon-box{display:grid;place-items:center;width:48px;height:48px;border-radius:13px;background:#e6f6ff;color:#057bb8;font-size:1.45rem;font-weight:900}.callout{border-radius:var(--radius);padding:30px;background:linear-gradient(115deg,#eaf8ff,#fff5e6);border:1px solid #d6e9f4;display:flex;justify-content:space-between;align-items:center;gap:22px}.callout h2{margin-bottom:8px}.callout p{margin:0;color:var(--muted)}.page-hero{padding:54px 0;background:linear-gradient(120deg,#eef9ff,#fff8ee);border-bottom:1px solid var(--line)}.page-hero .container{max-width:900px}.page-hero p{font-size:1.12rem;color:var(--muted);max-width:780px}.breadcrumbs{font-size:.9rem;color:var(--muted);margin-bottom:12px}.breadcrumbs a{color:#056fae}.content-layout{display:grid;grid-template-columns:minmax(0,1fr) 285px;gap:34px;align-items:start}.prose{max-width:850px}.prose h2{margin-top:34px;color:var(--navy);line-height:1.25}.prose h3{margin-top:24px;color:var(--navy)}.prose p,.prose li{color:#344e68}.prose ul,.prose ol{padding-left:24px}.sidebar{background:var(--pale);border:1px solid var(--line);border-radius:var(--radius);padding:22px}.sidebar h3{margin-top:0;color:var(--navy)}.sidebar ul{padding-left:19px}.sidebar li{margin:8px 0}.notice{border-left:4px solid var(--orange);padding:16px 18px;background:#fff7e9;margin:22px 0;color:#4b4a42}.notice.blue{border-color:var(--blue);background:#eff9ff}.article-list{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}.article-card{border:1px solid var(--line);border-radius:15px;padding:22px;background:#fff}.article-card h3{margin:0 0 8px;font-size:1.15rem}.article-card p{color:var(--muted);margin:0 0 12px}.meta{font-size:.86rem;color:var(--muted)}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}.field{display:flex;flex-direction:column;gap:7px}.field.full{grid-column:1/-1}.field label{font-weight:700;color:var(--navy)}input,textarea,select{font:inherit;padding:12px;border:1px solid #b9cbd9;border-radius:9px;width:100%;background:#fff;color:var(--ink)}textarea{min-height:155px;resize:vertical}.small{font-size:.9rem;color:var(--muted)}.faq details{padding:18px 0;border-bottom:1px solid var(--line)}.faq summary{cursor:pointer;font-weight:800;color:var(--navy)}.reference-list li{margin-bottom:14px}.site-footer{background:#061e3e;color:#eaf4ff;padding:52px 0 20px}.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:28px}.footer-brand img{width:min(280px,100%);background:#fff;border-radius:8px;padding:7px}.site-footer h3{font-size:1rem;color:#fff;margin:0 0 14px}.site-footer p,.site-footer li{color:#c5d8eb;font-size:.93rem}.site-footer ul{list-style:none;padding:0;margin:0}.site-footer li{margin:8px 0}.site-footer a{color:#eaf4ff}.footer-bottom{border-top:1px solid #294363;margin-top:32px;padding-top:18px;display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;font-size:.86rem;color:#c5d8eb}.badge{display:inline-block;border:1px solid #c5ddeb;border-radius:999px;padding:4px 9px;color:#27516f;font-size:.8rem;font-weight:700}.table-wrap{overflow-x:auto}table{border-collapse:collapse;width:100%;margin:20px 0}th,td{border:1px solid var(--line);padding:12px;text-align:left;vertical-align:top}th{background:#edf7fc;color:var(--navy)}.legal-updated{font-size:.9rem;color:var(--muted)}.widget-note{font-size:.92rem;background:#f4f9fc;border:1px solid var(--line);padding:15px;border-radius:12px}.hide{display:none!important}
@media(max-width:950px){.nav-wrap{align-items:flex-start}.nav-toggle{display:block;margin-left:auto}.nav-links{display:none;position:absolute;left:0;right:0;top:100%;background:#fff;border-bottom:1px solid var(--line);padding:18px 24px;box-shadow:var(--shadow);flex-direction:column;align-items:flex-start}.nav-links.open{display:flex}.hero-grid{grid-template-columns:1fr}.hero-art{max-width:600px}.cards{grid-template-columns:repeat(2,1fr)}.footer-grid{grid-template-columns:repeat(2,1fr)}.content-layout{grid-template-columns:1fr}.sidebar{order:2}}
@media(max-width:600px){.container{width:min(100% - 28px,1140px)}.topbar .container{font-size:.8rem}.brand img{width:min(260px,68vw);max-height:75px}.hero{padding:46px 0}.section{padding:48px 0}.cards,.article-list,.form-grid,.footer-grid{grid-template-columns:1fr}.callout{align-items:flex-start;flex-direction:column}.page-hero{padding:38px 0}.hero-art{padding:16px}.footer-bottom{display:block}.footer-bottom span{display:block;margin:8px 0}}

/* v2.1 visual upgrade */
.hero-wow{position:relative;isolation:isolate;overflow:hidden;background:linear-gradient(118deg,#061c3c 0%,#073e78 48%,#087fc0 100%);color:#fff;padding:82px 0 76px}.hero-wow:before{content:"";position:absolute;z-index:-1;width:580px;height:580px;border:70px solid rgba(255,139,0,.55);border-radius:50%;right:-150px;top:-260px}.hero-wow:after{content:"";position:absolute;z-index:-1;width:340px;height:340px;border:1px solid rgba(255,255,255,.25);border-radius:50%;right:8%;bottom:-250px;box-shadow:0 0 0 35px rgba(255,255,255,.035),0 0 0 70px rgba(255,255,255,.025)}.hero-wow h1{font-size:clamp(2.6rem,5.5vw,4.7rem);line-height:1.02;letter-spacing:-.045em;color:#fff;margin:18px 0}.hero-wow h1 span{color:#ffad42}.hero-wow p{font-size:1.13rem;color:#e1f2ff;max-width:650px}.hero-wow .eyebrow{background:#fff;color:#073e78}.hero-wow .btn.secondary{background:transparent;border-color:#bfe9ff;color:#fff}.hero-wow-grid{display:grid;grid-template-columns:1.15fr .85fr;align-items:center;gap:45px}.hero-visual{position:relative;background:linear-gradient(150deg,#ffffff22,#ffffff08);border:1px solid #ffffff40;border-radius:28px;padding:24px;box-shadow:0 25px 70px #00132b66}.hero-visual img{width:100%;max-height:240px;object-fit:contain;background:#fff;border-radius:16px;padding:12px}.visual-stat{display:grid;grid-template-columns:repeat(2,1fr);gap:12px;margin-top:14px}.visual-stat div{border:1px solid #ffffff40;background:#001e3b55;border-radius:14px;padding:14px;color:#fff}.visual-stat strong{display:block;color:#ffad42;font-size:1.3rem}.visual-stat span{font-size:.85rem;color:#e1f2ff}.graphic-band{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:26px}.graphic-card{background:linear-gradient(145deg,#f3faff,#fff);border:1px solid #d7e9f5;border-radius:18px;padding:24px;position:relative;overflow:hidden}.graphic-card:after{content:"";position:absolute;width:90px;height:90px;border:16px solid #ff8b0022;border-radius:50%;right:-32px;bottom:-38px}.graphic-icon{width:54px;height:54px;display:grid;place-items:center;border-radius:16px;background:#e1f5ff;color:#0877b9;font-size:1.6rem;font-weight:900}.demo-shell{background:linear-gradient(135deg,#edf8ff,#fff8ec);padding:46px 0}.demo-panel{max-width:920px;margin:auto;background:#fff;border:1px solid #d8e7f1;border-radius:22px;padding:28px;box-shadow:0 18px 50px #092b5817}.demo-panel h1{color:#092b58;font-size:clamp(2rem,4vw,3rem);line-height:1.1}.demo-toolbar{display:flex;gap:10px;flex-wrap:wrap;margin:20px 0}.demo-toolbar button{border:1px solid #b7d4e7;background:#fff;color:#092b58;border-radius:9px;padding:10px 14px;font-weight:700;cursor:pointer}.demo-toolbar button:hover{background:#eaf8ff}.demo-preview{border:1px dashed #9cbdd2;border-radius:14px;padding:22px;background:#fbfdff}.demo-preview.large-text{font-size:1.25rem}.demo-preview.high-contrast{background:#000;color:#fff;border-color:#fff}.demo-preview.high-contrast h2{color:#ffdf00}.demo-preview.underlined a{text-decoration:underline!important;text-decoration-thickness:3px!important}.demo-preview.readable-font{font-family:Arial,Helvetica,sans-serif;letter-spacing:.025em;line-height:1.9}@media(max-width:950px){.hero-wow-grid{grid-template-columns:1fr}.hero-visual{max-width:600px}.graphic-band{grid-template-columns:1fr 1fr}}@media(max-width:600px){.hero-wow{padding:52px 0}.graphic-band{grid-template-columns:1fr}.hero-visual{padding:14px}.demo-panel{padding:18px}}

/* v2.2 footer logo transparency fix */
.footer-brand img{background:transparent!important;border-radius:0!important;padding:0!important;box-shadow:none!important;}